When is the BEST time to write your Will?

From my experience, it is common to have people asking me.. "When is the best time to write a Will?". The answer I give to them is always... "Now". Why?? No matter how young or how old a person is, it is essential for them to have a Will in order to protect their hard-earned assets and loved ones.

There are few interesting facts :

• the oldest testator that Rockwills has was 101 years old in 2004
• the youngest was 18 years old in 2009
• more than 80% of testators are from the age group between 31-60 years old
• Rockwills has 53.54% of male testators & 46.46% of female testators
• Majority of the female wrote their Wills before 30
• Majority of the male wrote their Wills after 30

And, writing a Will is :

• not for the rich only but also for the poor
• not for the elderly but also for those above 18 years old
• vital as a Wealth Distribution

So, write a Will now to preserve your hard-earned assets and protect your beloved ones.

"CHOY!! 大吉利是，我还没死!"

"你立遗嘱了吗？" 若你用关心的语气询问对方时，可能他们会回你，"CHOY!! 大吉利是，我还没死!" 那，难道。。立遗嘱是为那些临死的人而设的吗？你是否知道立遗嘱的好处？没立遗嘱又有什么不好？

你须要遗嘱保护你爱的家人，因为在没有遗嘱下，他们须经过繁杂的法律程序。当一个人过世后，他所有的资产将被冻结；他的家人须要找一至两位遗产管理人与担保人（相等于死 者资产的总值）以便取得被冻结了的资产。他们也 须要花更多时间与金钱（二至五年或更长）。遗产 更会依照遗产分配法令来分配，他也无法选择孩子的监护人，信托人及遗产受益人！

天有不测之风云，人有旦夕之祸福。任何事情都可能发生，请不要等到没有资格立遗嘱才焦急。尽早作出妥善的安排，可以免除百日之忧。

有立遗嘱是对家人关爱与责任的表现。

What if you do not have a will? ..........

Without a will, your assets could be more troublesome than beneficial to your family at a time when they are most vulnerable. They could become involved in a long drawn process with the law or a complex legal battle. You can make distribution of estates quicker and less painful for your family. There could be long delays in the transfer and there could be potential loss to the value of the estate due to taxes, cost of administrations and legal disputes. To this end, the objective of estate planning is to ensure that the transfer of our estate is done in the most efficient and cost effective way.

Without a will, the law will decide who your beneficiaries should be. You should never assume that your assets would go to the person you want to benefit. Leave nothing to chance. Make a will and the law will protect your wishes. Death is an emotional and difficult time for family members. By leaving a will, you are able to eliminate the hassle involved in sorting out your estate. Clear instructions will prevent disputes among family members fighting over the assets that we leave behind.

What is Estate Planning??

It is said that there are only two things certain in life, and they are Death and Taxes. It's a sobering thought, if you are one of those who have planned for everything in life.

We may have spent our whole life building up our wealth but at the end of the day, we must make sure that our hard-earned assets go to our loved ones in the manner as we wished. We need to take action to protect our assets when we resign from life. But how??

Are you going to let all your good planning go to waste just because you've neglected to plan for your final wishes?

Do you want to choose your beneficiaries rather than letting the Law decides?

Do you want to choose your guardian for your minor children? Or when the Law decides, they may be separating from their siblings...

Complete planning with our will writing service and leave a happy legacy for your loved ones now.

About Me Being A Professional Estate Planner

I was previously a music teacher working with Yamaha Music Malaysia and also a free lance piano teacher for about 18 years. I love music very much and I enjoyed nurturing the young children during my teaching life. Seeing them from a young child aged 4-5 years old who doesn't know about music but when they graduate, they thank me for leading them to love music and have music as part of their lives, is a great achievement to me. Throughout my teaching, I have learnt much from these young children because they have taught me to become more sensitive, caring & understanding to cater to their needs, to love them for who they are and to grow with them side by side.

However, we just have to accommodate to the environmental change, I was in this comfort zone for many years and I am challenging myself to do something quite different from music, now. But the ultimate is, a Professional Estate Planner has to practise care, understanding & sensitivity to cater to people who seek advice from me. The quality is quite similar to being a music teacher who loves her students. :)

Estate planning came in because I find that many people plan well during their lives but just overlook this important plan when they are away, leaving the loved ones to suffer, for few years when they dont have a will. I would want to help people around me and to those whom I dont know that need advice on estate planning.

It will certainly be my pleasure to assist you, do feel free. You can email me ~ ynshu@yahoo.com.

About Rockwills -- Personalised Professional Will-Writing and Professional Custody Services

Hi, I am Euney and I am a Franchisee of Rockwills Corporation(RWC) in Malaysia. RWC is the first company to provide Professional Will-Writing, Professional Will Custody and Trust Services from Rockwills Trustee Berhad through the appointment of Professional Estate Planner based on a franchise format. It is the pioneer in educating public on the importance of Will-Writing & Will Custody with more than 1,000 public seminars conducted.

R = Rockwills
O = Opportunity
C = Competence
K = Knowledge
W = Will & Trust
I = Integrity
L = Legacy of Love
L = Legal
S = Succession